Mortgage Loan Processor
|Salary Range:||$21-23/hr DOE|
|Benefits:||First day medical, dental, vision, PTO accrual and 401(k) contribution. |
|Employment Type:||Full Time|
|Company:||TruWest Credit Union|
|Description:||Position is full time and is located at our Tempe Headquarters in Tempe, AZ.|
TruWest Credit Union has been in business for over 65 years and growing rapidly. We stand by the worldwide Credit Union motto of "People helping people" including members, each other and our community!
We are currently seeking individuals with a positive, can do attitude, present themselves professionally, and possess great customer service!
If you wish to work for a great place to work that provides fantastic first day benefits, please apply now and begin your career at one of the fastest growing credit unions in the area! You will be glad you did!
Individual will be responsible for processing first mortgage loan applications from inception through loan approval and closing--following current FNMA, FHLMC, FHA, guidelines.
|Duties:||1.Required processing approximately 40-50 loans per month while maintaining accuracy and timelines and selected partner relationships.|
2.Performance in accordance with credit union established policies and procedures.
3.Timely communications with Assistant Manager or Vice President of Mortgages.
4.Accuracy in evaluating title reports and recognizing proper action to secure desired position lien.
5.Accuracy in analyzing property values based on comparable sales or appraisal provided by credit union approved vendors and/or software programs.
6.Provides accurate tracking, follow up and processing for mortgage loans.
7.Ultimately responsible for timely and accurate document control logs ensuring various tracking needs for mortgage loans are met at all times.
8.Follow credit union policies for compliance with all laws and regulations, specifically, but not limited to, the Bank Secrecy Act, Security Policies and Confidentiality Policies.
High School Diploma
Requires an individual with at least three years of first mortgage lending experience, which includes sales and loan production experience or has demonstrated the ability to meet the minimum job requirements of this position. Efficient with Microsoft Word and Excel.
Knowledge and Skills:
Individual must have:
*Good oral and written communication skills, as well as strong interpersonal skills.
*Must be capable of making decisions within the scope of responsibility, while working with members, outside vendors and fellow employees.
*Must maintain a current knowledge of secondary lender and TruWest requirements and guidelines to insure time deadlines and members needs are met efficiently and accurately.
*Operate the First Mortgage computer system with efficiency and accuracy. Current knowledge of FHMA, FHLMC, FHA, VA and TruWest guidelines.